SmartCash PSB || Home

A new kind of bank

With everything money in one place, you can make day-to-day spending a breeze.

Send Money

Send money to Smartcash wallet, accounts, other banks and mobile number

Receive Money

Receive money from any bank in Nigeria into your smartcash wallet/account

Buy Airtime

Out of airtime? buy airtime from your wallet and account

Withdrawal

With money loaded in your SmartCash account, it takes minute to withdrawal cash!

Pay Bills

No hassle! Make your bills payment with ease. Smartly schedule payments for your frequent or recurring bills

Who are we

SmartCash is a leading and innovative Payment Service Bank with an overarching vision of bridging the financial divide by providing rural and urban Nigerians secured and reliable banking services as well as supporting the Central Bank of Nigeria’s (CBN) drive to ensure financial Inclusion for every Nigerian. With its corporate headquarters in Lagos, Nigeria, SmartCash’s overarching objective is to ensure financial inclusion for everyone including persons in the furthest and remotest parts of Nigeria.

SmartCash Payment Service Bank

SmartCash Payment Service Bank brings banking and financial solutions to your fingertips with real ease and lots of fun. Whether you are in the remotest community in the North or the furthest town in the West, it doesn’t really matter as you can now transfer funds, receive funds and pay bills through your phone line. No bank account required and you do not need to visit any bank’s branch. With your phone line or mobile device, you can use our self-care app, USSD or Web Channels for all your transactions and our agents are everywhere to support you.

Our Application

SmartCash Payment Service Bank is a customer-first digital bank with the aim of bringing financial services closer to every Nigerian by leveraging on its vast distribution network thereby improving financial inclusion. We are passionate about providing digital solutions to deliver bespoke financial services to our customers